The Mid-Year 2026 Maui Ownership Intelligence Report looks at Maui's residential market through June 2026 and the decisions that shape ownership after closing. The numbers tell a more useful story when single-family homes and condominiums are considered separately. They also need to be read alongside insurance, property condition, community finances, and a buyer's intended use.
Market snapshot: January 1–June 30, 2026. Statistics below come from the REALTORS® Association of Maui (RAM) June 2026 Monthly Indicators report, current as of July 1, 2026. This is a historical mid-year snapshot; it is not a statement of today's listing prices or market conditions. RAM's report covers its MLS market areas, including parts of Maui County beyond the island of Maui.
Executive summary
During the first six months of 2026, RAM recorded 364 single-family closings and 393 condominium closings. Both totals were above the comparable period in 2025, but the segments differed in price, marketing time, and available supply. At the end of June, the association reported 468 active single-family listings and 923 condominium listings. Its months-of-supply measures were 8.1 and 14.2, respectively.
For a buyer, this points to more room for careful comparison in some segments, especially condominiums. It does not mean every seller faced the same conditions. For a seller, the relevant comparison is the current competition for a specific property type and location, along with the full cost and quality of ownership the home offers.
Maui real estate by the numbers: first half of 2026
| RAM measure | Single-family | Condominium |
|---|---|---|
| Closed sales, January–June | 364 | 393 |
| Median sale price, January–June | $1,260,040 | $650,000 |
| Days on market until sale, January–June | 143 | 159 |
| Active listings at June 2026 month-end | 468 | 923 |
| Months' supply at June 2026 month-end | 8.1 | 14.2 |
Source: REALTORS® Association of Maui, June 2026 Monthly Indicators, single-family and condominium market overviews. The first three rows cover January through June; inventory and months' supply are June-end measures. The six-month median is calculated from sales during that entire period, not by averaging monthly medians. All figures are market aggregates, not estimates of any individual property's value.
June alone tells a somewhat different story: single-family sales numbered 78, with a monthly median of $1,356,975, while condominium sales numbered 88, with a monthly median of $625,000. A change in which properties closed can move a monthly median without indicating that every home appreciated or declined by the same amount. The year-to-date single-family median was 3.1% below the prior year's comparable period; the condominium median was 12.1% below it. Those comparisons describe the mix of closed sales as well as market conditions.
Five takeaways for Maui buyers, sellers, and owners
- Separate homes from condominiums. June-end condominium supply was considerably larger than single-family supply. A condominium buyer should examine the specific building and rental rules; a single-family buyer should focus on the home, parcel, insurance, access, and maintenance profile.
- Read the period beside the statistic. June's home median rose 4.4% from June 2025, while the six-month home median declined 3.1% from the comparable year-to-date period. Both figures can be correct because they measure different sets of closings.
- Use competition, not islandwide averages, to price. A resort condominium, a Wailuku residence, and a coastal estate do not compete for the same buyer. Recent comparable sales, active alternatives, condition, and terms matter more than a single Maui-wide headline.
- Investigate the ownership environment. Insurance, flood or coastal exposure, association reserves, assessments, permitted use, taxes, and repair obligations can change the long-term cost of a seemingly comparable home.
- Keep a long-term perspective without assuming a return. Quality of life and community stewardship have real value to owners, but future appreciation and resale timing are uncertain. Model the costs and use that fit your own plans.
Why the condominium market needs a closer look
RAM reported 14.2 months of condominium supply at the end of June, compared with 8.1 months for single-family homes. Its June condominium days-on-market measure was 172 days, while the January–June measure was 159 days. These statistics suggest a different negotiation and marketing environment from the one for detached homes, but they do not determine the position of a particular building or unit.
Before purchasing, read the association's budget, reserve study, financial statements, insurance coverage, meeting minutes, governing documents, and any special-assessment notices. Determine whether the unit's planned use is permitted under both county rules and association documents. A seller should assemble the same information early so buyers can evaluate the property with confidence. Our guide to HOA Governance on Maui provides a starting framework.
Luxury ownership: a different set of comparisons
Luxury transactions are too diverse to describe with one Maui-wide median. An estate with substantial land, an oceanfront residence, and a resort condominium may appeal to different buyers and have different operating obligations. For many ultra-high-net-worth purchasers, payment is in cash or arranged through tailored private-bank, pledged-asset, or other financing structures. The absence of a conventional mortgage does not make insurance, title, land use, governance, or capital planning less important.
Evaluate service and staffing needs, privacy, replacement cost, building systems, coastal and flood exposure, and how the property will be cared for when the owner is away. A private club address does not itself establish membership or amenity rights. Buying Luxury Real Estate on Maui explores these ownership decisions in more detail.
What buyers should do with this report
Start with a defined use: full-time home, second home, multigenerational retreat, or income-producing property. Compare recent sales and available listings in the relevant micro-market. Then examine the actual ownership obligations:
- Obtain insurance quotes, including flood coverage where appropriate, before removing purchase contingencies.
- Review mapped flood hazards and the site's drainage, past water intrusion, access, and, where relevant, shoreline exposure. A map alone does not resolve site-specific risk.
- Verify permitted structures, zoning, rental eligibility, easements, utilities, and wastewater arrangements for the parcel.
- For an association property, review reserves, master insurance, deductibles, assessments, litigation, and rules affecting your intended use.
- Build a realistic annual budget for taxes, dues, insurance, utilities, management, upkeep, and future capital work.
The RAM figures provide historical context for negotiation, not a substitute for current comps and property-specific advice. Continue with Buying a Home on Maui and Long-Term Real Estate Investment on Maui.
What sellers should do with this report
Use recent, close comparables and the current active competition to set a credible asking price. Address readily identifiable maintenance issues and make relevant records easy to review. For a condominium, organize association documents and explain known assessments and insurance responsibilities. For a single-family residence, gather permits, surveys, service records, and information on repairs or past water intrusion.
Photography and presentation help buyers see a home's value; complete and accurate ownership information helps them judge whether they can sustain it. See Selling a Home on Maui for a more detailed preparation and pricing framework.
Looking ahead from the mid-year snapshot
The first-half results show why Maui should be approached as a collection of markets. Conditions for detached homes and condominiums differed materially in June 2026, and individual communities differed again. Subsequent sales, insurance terms, association decisions, and regulations can change the picture. Anyone acting on this report should refresh the market data and verify the current rules before committing to a transaction.
Long-term stewardship remains central: understand the people and systems that maintain a community, the property's environmental exposures, and the capital likely to be required during your ownership. For a broader view of local settings, visit Living in Maui County.
Start here
Explore the Maui Ownership Intelligence resource guide for related articles on buying, selling, and long-term ownership.
Ready to Continue the Conversation?
If you are weighing a Maui purchase, preparing to sell, or reviewing the long-term costs of a property, contact Anthony Freda for a discussion grounded in the specific home, community, and ownership goals.
Anthony Freda
Hawaiʻi Real Estate Broker (RB-24212)
Founder, Maui Homes Guide
Maui Homes Guide
Ownership Intelligence for Maui's Residential & Resort Communities.
Extraordinary Ownership Begins Before Closing.